This page encourages you to name lawyers or other practitioner, whether a Hero or a Heel, as a lesson to others.
Lawyers and other practitioners belong in one of two classes:
- Hero – makes a borrower into the VICTOR
- Heel – makes a borrower into the VANQUISHED
A Hero challenges the validity of the loan because he knows that the borrower who breached a valid note ought to renegotiate the deal or lose the collateral.
A Heel challenges the foreclosure and never challenges the validity of the loan in any substantial way, or does so only half-heartedly.
A Hero examines the loan for causes of action and attacks the injurious parties, ultimately winning compensation or set-offs or punitive damages for the client.
A Heel charges clients a retainer and monthly fee of $300 to $1200 for using cookie cutter pleadings to delay the foreclosure and then cons the borrower into a loan mod or short sale, or doesn’t bother to show up for the summary judgment hearing.
A Hero WINS MONEY or other valuables for his clients.
A Heel LOSES for his clients (or set them up to lose).
Many troubled mortgagors pick a HEEL to help them because they reason that they cannot afford the HERO. In that case, since mortgagors will lose the house anyway, they might fare better if they give up the house through a deed-in-lieu deal or short sale and minimize damage to their credit rating. The HEEL won’t explain that they don’t need an attorney to do that.
Some lawyers and other practitioners mean well, but lack the competence or resources to do what they should or what you hired them to do. They never should have taken your case, but they did. They owed you but didn’t deliver. In my opinion, a practitioner who does not fall into the Hero class automatically descends into the Heel class. No excuses. No apologies. No tears. It is what it is.
So, if you picked a HEEL for a practitioner, you can use this page to tell others so they don’t make the same mistake you did. If you picked a HERO for a practitioner, you can broadcast it here so others can seek them out to benefit from the same good service that benefited you.
You can leave your comments below identifying your Hero or Heel practitioner and explaining what you hired him for and why you put him into that class. Or you can use the form below. Here’s what a reader would like to see:
Practitioner: Jim Bordas and Jason Causey
Website with contact info: http://www.bordaslaw.com/
What happened: Lourie Jefferson (later, Brown) got badly cheated by the appraiser and Quicken Loans. She went to Bordas for help. His firm won over $4 million for her family. He kept 40% because he took the case on contingency.
Case Cite: Brown v Quicken Loans, West Virginia